Beware of Disaster Scammers

With the disaster in Japan comes a new round of scammers trying to capitalize on the sympathy of those who want to help. If you want to help, here are some guidelines to ensure your money is put to good use and not into someone’s pocket for profit.

First of all, it is nearly impossible to create an efficient and effective charity overnight, so make sure the charity was around before the disaster. Try www.guidestar.org or www.charitynavigator.org to search or research organizations you may want to help.

Do not respond to email requests from supposed disaster victims. Unless you specifically know this person, these requests are almost always scams. When in doubt, make a few phone calls to confirm. Its worth your time.

Also, be wary of donation requests or videos posted by alleged victims or unfamiliar charities on social media sites such as Facebook. Scammers are great with technology and can manipulate communications to appear as though your friends and loved ones are appealing to you for help. Again, make a phone call or email directly on private email to confirm.

Do not give out personal information via phone, text or email. Legitimate charities will be pleased to receive a contribution check. Don’t send contributions with a “runner” (someone willing to take you, or come get the money physically), by wire or overnight mail/ship services.

Beware of calls, emails and texts requesting fast money. No legitimate organization will insist that you donate immediately. Again, true non-profit organizations will be happy to receive a contribution check. Scammers don't want checks because it creates a traceable paper trail.

Watch out for solicitors who employ dramatic, emotional or heart-tugging stories. Legitimate charities will accept your decline, and wont try to keep “selling” you.

We suggest finding a common charity, such as the Red Cross, and donate to them. If you are solicited for other donations, simply say you have already donated to the charity of your choice.

If you, or someone you know has been a victim of fraud, report it! Go to www.stopfraud.gov/report.